Earn more in less time.

 

WHAT IS A SHARE CERTIFICATE?

 

A share certificate allows you to earn high-interest returns on money you know you won't need for a set period of time. It’s one of the safest ways to quickly grow your cash, and since it’s easy to estimate your earnings, it’s a great low-risk investment option.

 

BENEFITS OF A SHARE CERTIFICATE

 

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It's predictable.

Slow, steady growth that’s federally insured.

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It's safe.

No matter what the market does, your share certificates will continue to grow at the same rate.

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It's flexible.

Choose a term that fits your savings goals – whether that’s six months or five years!

START EARNING MORE.

CHOOSE YOUR RATE THAT WILL NEVER CHANGE.

Rates effective as of 7:18 A.M. CT, October 1, 2024

Rates subject to change without notice.

6 MONTHS
4.25% APY*

DIVIDEND RATE: 4.17%

1 YEAR
4.50% APY*

DIVIDEND RATE: 4.41%

18 MONTHS
4.10% APY*

DIVIDEND RATE: 4.02%

2 YEARS
4.00% APY*

DIVIDEND RATE: 3.93%

3 YEARS
3.50% APY*

DIVIDEND RATE: 3.45%

4 YEARS
3.50% APY*

DIVIDEND RATE: 3.45%

5 YEARS
3.50% APY*

DIVIDEND RATE: 3.45%

CALCULATE YOUR GROWTH.

APPLY NOW IN MINUTES.

Opening a Share Certificate is quick and easy.

Please provide a copy of their valid state or government issued identification. Acceptable identification is state-issued driver’s license or identification, military ID, or passport. You will also need your account number to open a new account.

Louisiana FCU membership required. *APY = Annual Percentage Yield. Early withdrawal penalties apply. $1000 minimum deposit required. Deposit rates subject to change at any time and without notice. Certificate funds transfer to base share account upon renewal. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.