Checking Account details with Louisiana FCU

CHECKING ACCOUNTS IN LOUISIANA
OPEN A CHECKING ACCOUNT.
Have a question? Request a call back.

Or you can call us at (985) 652-4990.

STOP LOSING MONEY ON CHECKING ACCOUNT FEES.

WE'LL HELP YOU GET THERE WITH FREE CHECKING:
No monthly services fees

NO MONTHLY SERVICE FEES
No Minimum Balance

NO MINIMUM BALANCE
No Minimum Deposit

NO MINIMUM DEPOSIT
Overdraft Protection

OVERDRAFT PROTECTION
LEARN MORE ABOUT HOW WE SAVE YOU MONEY.

COMPARE OUR CHECKING ACCOUNTS.
"Having my savings, credit, and checking accounts with Louisiana FCU gives me great confidence and peace of mind because I know the credit union will always be there when I need them!"

- LANCE F.
LOUISIANA FCU
FREE CHECKING
When we say free we mean free truly free with no asterisk or fine print.

$0
MONTHLY SERVICE FEE

No minimum balance to avoid service fee

No fee nationwide ATM network

Up to $5 overdraft protection transfer fee

Overdraft Privilege available



OPEN A FREE CHECKING ACCOUNT
LOUISIANA FCU
INTEREST CHECKING
We put your money to work for you and pay you a percentage of your balance as a dividend each year.

$0
MONTHLY SERVICE FEE

Maintain $500 balance to avoid $7 service fee

No fee nationwide ATM network

Up to $5 overdraft protection transfer fee

Overdraft Privilege available

Service fees do not apply for members 50+

 

OPEN AN INTEREST  CHECKING ACCOUNT
LOUISIANA FCU
REBOOT CHECKING
Recommended for members looking to rebuild their financial history.

$10
MONTHLY MAINTENANCE FEE

$50 minimum to open

Direct Deposit required

Debit card use only as checks are unavailable

Overdraft Protection available from savings



VISIT A BRANCH TO  OPEN A REBOOT CHECKING

ALL LOUISIANA FCU CHECKING ACCOUNTS INCLUDE:
Secure Mobile Banking

SECURE MOBILE BANKING
Mobile Deposit

REMOTE DEPOSITS
Mobile Alerts

ACCOUNT ALERTS
Secure Online Banking

SECURE ONLINE BANKING
Secure Bill Pay

SECURE BILL PAY
Secure Estatements

SECURE E-STATEMENTS
MasterCard Debit Card

MASTERCARD DEBIT CARD
Nationwide ATM and Branch Network

NATIONWIDE ATM AND BRANCH NETWORK

OVERDRAFT PRIVILEGE

We authorize and pay overdrafts for members 18 and older at our discretion for checks and other transactions made using your checking account number, automatic bill payments, ACH transactions, and other electronic funds transfers. 


If you have established alternate overdraft protection methods such as a line of credit or automatic transfer from your other accounts, we will always attempt to pay an overdraft using these methods before paying your overdraft utilizing Overdraft Privilege. You also have the option to 

opt-in/out of overdraft privilege for ATM transactions and debit card purchases.

Restrictions may apply. Not all overdrafts are guaranteed. Terms and conditions.
Overdraft Privilege
Overdraft Protection

OVERDRAFT PROTECTION

Louisiana FCU checking accounts are enhanced with Overdraft Protection. We offer two different ways to cover your overdrafts:

1. If your account qualifies, the standard overdraft practices that come with your account include Overdraft Privilege.

2. We also offer overdraft protection plans, such as links to savings account and lines of credit (loans). These may be less expensive than our standard overdraft practices.

Restrictions may apply. Not all overdrafts are guaranteed.

ARE YOU READY TO GET A FREE CHECKING ACCOUNT TO HELP YOU GET THERE?
OPEN A CHECKING ACCOUNT TODAY.

GET ANSWERS TO FREQUENTLY ASKED QUESTIONS ABOUT CHECKING ACCOUNTS.

What is your routing number?

Our routing number is: 265476411

How do I activate my debit card?

Please call (800) 290-7893 to activate your debit card.

What do I do if my debit card is lost or stolen?

Please call us directly at (985) 652-4990 or (888) 652-4990 to report a Lost or Stolen Credit and/or Debit Card.

How do I reorder checks?

Click here to reorder checks online.

Will my debit card work when I travel out of state/out of the country?

If you are traveling, please contact our Account Services Team with your travel dates and destinations. This will allow us to lift out-of-state/out-of-country restrictions so that you can use your Louisiana FCU credit and debit cards with zero issues.